Welcome to Piggycars!
Because transparency is important to us, we want you to have all the information about your Piggycars experience available to you at any time. Whether you're the kind of person who likes to skim the highlights, dig into details, or pore over a good legal document, we've got everything about how to use Piggycars app and services right here, right at your fingertips. Enjoy!
the Piggycars mobile application ("App")
the Piggycars website and any account and servicing portal ("Website")
"We," "us," "our," and "Piggycars" means Piggycars Servicing, LLC or Piggycars Rideshare Servicing, LLC, and/or its current or future affiliates, agents, assignees, and service providers.
"You" and "your" means the person giving consent, and each additional account owner, authorized signer, representative, and/or user identified on any mobile application, product, service, or account that you download, request, administer, use, or access from or with us.
"Services" refers to any product or service made available through or by Piggycars.
3. Accessing and Using the App/Services.
b. To use the App, you must provide your own access to an active internet connection via a wireless network and pay any cellular or data service, communication, use, access and connection fees as may be applicable with such network access. The connection can be Wi-Fi or provided by your mobile network provider, but we cannot take responsibility for the full functionality of the App if you don't have access to the internet. If you're using the app outside of Wi-Fi, the terms of agreement with your mobile network provider will still apply. Data and/or roaming charges may apply.
c. To access the Services, you may be asked to provide certain registration details or other information and create a user account, with a username and password. We may set standards for your username and password. It is a condition of your use of the Services that all the information you provide is correct, current and complete, and you agree to maintain and update your user account information, if any, as soon as possible as it changes. The App stores and processes personal data that you have provided to us so that you can conduct business with us. We may require security and authentication procedures for access and additional authentication controls for certain transactions. It is your responsibility to keep your phone and access to the App secure, including protecting your username and password, if any. If a password is created, we recommend that you change it regularly, and select a unique username and password combination for use only with the Services. We also recommend that you do not jailbreak or root your phone, which is the process of removing software restrictions and limitations imposed by the official operating system of your device. It could make your phone vulnerable to malware/viruses/malicious programs, compromise your phone's security features and it could mean that the App won't work properly or at all. You must notify us immediately if you suspect fraudulent activity on your account, the App, or the Services.
d. We display vehicle inventory information provided by licensed motor vehicle dealers with whom we have agreements ("Piggycars Dealers"), so that you can browse through the available vehicles of multiple dealers. Our App allows you to shop from eligible vehicles based on a prequalification. Once you have selected a vehicle, we will make a final determination on approval for our program. Please note any preowned vehicle is subject to prior sale. For the avoidance of doubt, we are not a vehicle broker or agent for vehicle sellers or dealers. Until you sign a final contract with us, you are not required to accept any vehicle and you may select another vehicle or a traditional form of financing. You always have the right to lease, purchase, or otherwise obtain a similar vehicle from a traditional financing source at a different price.
e. Through the App and as part of the Services, we utilize third party vendors in order for us to pre-qualify you and to show you what vehicle payment options are available to you from us based on the information you provided. You acknowledge and agree that pre-qualification is not a credit application, and does not affect your credit score. You understand prequalification is an estimate based upon preliminary information and is not a guarantee of final pricing. We make a final decision once you select a vehicle, we verify your information, and you consent to a full credit check, subject to market conditions.
f. Once you select a vehicle and are ready to proceed, the information provided by you through the App along with your electronic consent will be considered your application. We will rely in part on this information to evaluate your eligibility for the Piggycars program. You understand that we may keep your application and any other information provided by you in the processing of your request for any required retention period, whether or not you are approved.
g. Products and services may not be available in all states
4. Electronic Communications.
b. You expressly consent and agree that we can contact you using written, electronic, or verbal means, including by manual dialing, emails, in-app messaging, leaving prerecorded/artificial voice messages or using an automatic telephone dialing system to call or text your mobile/cellular telephone number, as necessary to complete transactions requested by you and to service your account and as the law allows, even if those phone numbers are registered by you on any federal or state Do-Not-Call/Do-Not-email registry. You agree that we may use any email address or telephone number you provide as set forth here, now or in the future, including mobile phone numbers. You also agree that we may monitor and record calls regarding your account to ensure the quality of our service or for other reasons. Message and data rates may apply. You may withdraw your consent from account related texts by replying HELP then STOP at any time to any account related text received from us. By entering a mobile phone number, you certify that this is your number or that you have the authority to provide this number for contact. The account texts we send may be seen by anyone with access to your phone, and you should safeguard the confidentiality of your devices.
b. These terms do not grant you the right to use any branding or logos used in our Services. You should not remove, obscure, or alter any legal notices displayed in the App or along with our Services.
6. Prohibited Uses.
c. Additionally, you agree not to use the App or the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the App or the Services, including their ability to engage in real time activities through the App or the Services; use any robot, spider or other automatic device, process or means to access the App or the Services for any purpose, including monitoring or copying any of the material on the App or the Services; use any manual process to monitor or copy any of the material on the App or the Services or for any other unauthorized purpose without our prior written consent; use any device, software or routine that interferes with the proper working of the App or the Services; introduce any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful; attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the App or the Services, the server on which the App or the Services are stored, or any server, computer or database connected to the App or the Services; and otherwise attempt to interfere with the proper working of the App or the Services. Should you use this App to commit a criminal offense, we may disclose information about the user, including the user's identity and other personal information, to law enforcement authorities and immediately suspend or terminate the user's right to use the App.
d. You will not and will not permit any third party to: (i) copy, translate, create a derivative work of, reverse engineer, reverse assemble, disassemble, or decompile the Services or any part thereof or otherwise attempt to discover any source code or modify the Services in any manner or form unless expressly allowed; (ii) access or use the Services to circumvent or exceed account limitations or requirements; (iii) use the Services for the purpose of building a similar or competitive product or service, (iv) obtain unauthorized access to the Services (including without limitation permitting access to or use of the Services via another system or tool, the primary effect of which is to enable input of requests or transactions by other than authorized users); (v) use the Services in a manner that is contrary to applicable law or in violation of any third party rights of privacy or intellectual property rights; (vi) publish, post, upload or otherwise transmit data that contains any viruses, Trojan horses, worms, time bombs, corrupted files or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any systems, data, personal information or property of another; or (vii) use or permit the use of any tools in order to probe, scan or attempt to penetrate or benchmark the Services.
8. Third Party Service Providers.
The App and the Services are offered and available to users who are 18 years of age or older. Further eligibility requirements must be met to obtain a vehicle. By using this App or accessing the Services, you represent and warrant that you are of legal age to form a binding contract with us and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the App or the Services. You further represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (bi) you are not listed on any U.S. Government list of prohibited or restricted parties.
10. Updating Your Information.
You agree to update your contact information with us, including your email address, through the account settings in the App.
12. Communications in Languages Other than English.
Please note, we may be unable to fulfill Services in a language other than English. Our communications to you may be in English only. If you are not fluent in English, please consider obtaining the services of an interpreter or taking other steps to ensure you understand the transaction before entering into it and to explain any future communications in English.
13. Governing Law.
14. Dispute Resolution: Arbitration Provisions and Class Action Waiver
a. Dispute Resolution Without Courts, Judges, or Juries. You and we agree that upon demand by either you or us, any Covered Disputes between you and us will be resolved by the arbitration process outlined in this section, regardless of when it arose. This means:
a) You and we are choosing arbitration rather than litigation to resolve disputes.
b) You and we are each waiving the right to a jury trial or a trial before a judge in a public court (except for small claims court).
b. Binding Arbitration. Binding arbitration lets a neutral and independent third party resolve a Covered Dispute instead of the court system, judges or juries. Either you or we may require the submission of a Covered Dispute to binding arbitration at any reasonable time, even if a lawsuit or other proceeding has already been filed or started. If either you or we don't submit to binding arbitration following a lawful demand, the one who fails to do so must pay for all costs and expenses (including attorney's fees and expenses) incurred by the other in compelling arbitration.
Binding arbitration means, to the extent permitted by law, that neither you nor we will be entitled to:
a) join or combine Covered Disputes with those of others in any arbitration
b) include in any arbitration any Covered Dispute as a representative or member of a class; or
c) act in the interest of the general public or in a private attorney-general capacity in any arbitration.
c. Arbitration Procedure. Each arbitration, including the selection of the arbitrator, will be at the claimant's election, administered by (1) the American Arbitration Association ("AAA"), (2) JAMS, or (3) or any other arbitration forum as you and we may agree. If there are differences between this Arbitration Agreement and the rules of any arbitration association, this Arbitration Agreement will control. The arbitrator(s) must be a member of the state bar where the arbitration is held, with expertise in the substantive laws applicable to the subject matter of the Covered Dispute (hereinafter "Arbitrator").
You and we each acknowledge and agree that in this relationship:
a) You and we are participating in transactions involving interstate commerce.
b) The Arbitrator will decide any dispute regarding the enforceability of this Arbitration Agreement.
d) THE ARBITRATOR SHALL NOT CONDUCT CLASS ARBITRATION; THAT IS, THE ARBITRATOR SHALL NOT ALLOW YOU OR US TO SERVE AS A PRIVATE ATTORNEY GENERAL, AS A REPRESENTATIVE, OR IN ANY OTHER REPRESENTATIVE CAPACITY FOR OTHERS IN THE ARBITRATION.
d. Small Claims Not Affected. Notwithstanding anything to the contrary in this section, this Arbitration Agreement does not affect your or our right to pursue disputes in small claims court in the state where you reside if the court has jurisdiction over the dispute.
a) You and we each agree to take all steps and execute all documents necessary for the implementation of arbitration proceedings. You can participate without representation or may choose to be represented by an attorney or other authorized representative, unless that choice is prohibited by applicable law.
b) Arbitration fees shall be determined by the rules or procedures of the arbitration association, unless limited by applicable law. The Arbitrator may, but is not required to, award reasonable expenses and attorneys' fees to the prevailing party if allowed by statute or applicable law and by the rules of the arbitration forum.
c) The Arbitrator may hear and rule on appropriate dispositive motions as part of the arbitration proceeding, such as motions for judgments on the pleadings, summary judgment, or partial summary judgment.
d) If any of the provisions of this Arbitration Agreement dealing with class action, class arbitration, private attorney general action, other representative action, joinder, or consolidation is found to be unlawful or unenforceable, that invalid provision shall not be severable and this entire arbitration agreement shall be unenforceable.
e) All parties (the Arbitrator(s), you and we) must, to the extent feasible, take any action necessary to ensure that an arbitration proceeding, as described in this Arbitration Agreement, is completed within 180 days of filing the Covered Dispute. You and we agree not disclose the existence, content, or results of the arbitration, except for disclosures of information required in the ordinary course of business or permitted by applicable law or regulation. The Arbitration shall take place in a location determined by the Arbitrator in the federal district of your residence, at a location determined by the Arbitrator.
f) All statutes of limitations that apply to any Covered Dispute apply to any arbitration between you and us.
15. No Agency Relationship.
16. Third Party Links.
If the App or Services contain links to or accepts links from other sites and resources provided by third parties, these are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any such third party resources, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. Any concerns regarding any such service or resource or any link thereto, should be directed to the particular outside service or resource.
17. Disclaimer of Warranties.
You understand that we cannot and do not guarantee or warrant that the App or Services will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our App for any reconstruction of any lost data.
YOUR USE OF THE APP, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE APP IS AT YOUR OWN RISK. THE APP, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE APP ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER WE NOR ANY PERSON ASSOCIATED WITH US MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE APP OR SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER WE NOR ANYONE ASSOCIATED WITH US REPRESENTS OR WARRANTS THAT THE APP, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APP WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE APP OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE APP OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APP WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. WE HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
18. Limitation of Liability.
IN NO EVENT WILL WE OR OUR LICENSORS, OR OUR EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE APP OR SERVICES, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE APP OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APP OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. STHE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
20. Opt-In/Opt-Out Clause.
By providing sending us the text message, you consent to receive communications from EZ FINTECH CORP related to our service.
If you no longer wish to receive communications from EZ FINTECH CORP, you can opt-out by:
i. Text Opt-Out to (800)-690-2256.
ii. Contacting our customer support at info@Piggycars.com.
Please allow 2 business for your opt-out request to be processed.
Headings are for reference only and don't define, limit, construe, or describe the scope or extent of a section.
The words "include" and "including," when used at the beginning of a list of one or more items, indicates that the list contains examples â€“ the list is not exclusive or exhaustive, and the items in the list are only illustrations. They are not the only possible items that could appear in the list.
Any and all rights not expressly granted to you are hereby reserved by us.
NOTICE: The automotive images or video contained herein are owned by EVOX Productions LLC ("EVOX") and are protected under United States and international copyright law.
1. Contact Us.